In a recent article in The Economist, the author points out that we are experiencing a huge market shift with the introduction of the collaborative economy.

"In the early 20th century Henry Ford combined moving assembly lines with mass labour to make building cars much cheaper and quicker—thus turning the automobile from a rich man’s toy into transport for the masses. Today a growing group of entrepreneurs is striving to do the same to services, bringing together computer power with freelance workers to supply luxuries that were once reserved for the wealthy."

At the end of the article, the author cautions that individuals are the most exposed in the collaborative economy. We agree that government policy needs to be created, but too much government intervention will stifle innovation.